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HOA/Property Management

An Industry Leader in HOA and Property Management Banking

If you are looking for a bank that genuinely understands the HOA and Property Management industry inside and out, look no further. With over 40 years in the HOA lending space, we have products and services specifically designed to meet your community association’s needs, including a variety of time and money-saving options.

Our HOA banking specialists can work with you to not only pick cash management solutions that cover your complicated transaction and payment needs, but we can also help you secure financing for things like property renovations and short term cash flow needs. If you carry large reserves in excess of the $250,000 FDIC limit, our CDARS/ICS® product can provide you with additional protection. Additionally, if your accounting team is inundated with processing and clearing checks from multiple associations, get set up with our custom lockbox and have all checks sent to us for processing and data entry instead.

Your transaction and cash flow needs are immense, let an experienced banking partner who understands your industry help, so that you can put your focus into your properties.

Loan Solutions

We offer specialized financing to Associations for repairs, major renovations, or replenishing reserves up to $10 million.

  • Line of credit
  • Term Loan

Deposit Solutions

Secure your deposits with our competitive rates.

  • Interest Checking
  • Money Market Accounts
  • Savings Accounts
  • Certificates of Deposits
  • Insured Cash Sweep
  • CDARS®
  • Lockbox

Cash Management

Manage your accounts securely through our powerful suite of cash management tools.

  • Information Access and Reporting
  • Remote Deposit
  • Electronic Statements
  • Execute ACH transactions
  • Online Bill Payment
  • Risk Management with Positive Pay
  • Wire Transfers

Subject to Sunwest Bank’s Standard Approval and Underwriting Guidelines