Help for Homeowners

Sunwest Bank Mortgage Department

Please send your mortgage payments to:

Sunwest Bank
Attention: Note Department
2050 Main Street, Suite 300
Irvine, CA 92614

Note that demands for payoff and notices of error must also be sent to the address above.

For additional information on sending payments, please call:

1.800.330.9890 and ask to speak with someone in the Note Department

Financial Hardship

Notice to Homeowners

If you cannot afford your monthly mortgage payments and wish to avoid foreclosure, you may be eligible for a loan “workout” or modification. We determine eligibility for loan “workouts” on a case-by-case basis. Among other things, we will consider the value of your property and your ability (based on your current income) to make monthly mortgage payments in accordance with the “workout.” You may also qualify to refinance your current loan with us.

If you are interested in exploring any of the options listed above, you will need to provide us with certain financial information, including the following: your most recent paystub, list of current monthly expenses, your most recent tax return, bank statements, a current valuation of your property, if available (such as an appraisal).

If you would like to discuss your options to avoiding foreclosure with us, please call the Note Department of Sunwest Bank at 800.330.9890.

You may also contact the Department of Housing and Urban Development (HUD) to find a HUD-certified housing counseling agency by calling 800.569.4287. Additional information is made available by HUD on its website at http://www.hud.gov/.