Business Checking - Sunwest Bank
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Business Checking

Business Checking

Our basic non-interest bearing account that allows you to write checks payable to other parties. Comes with either Sunwest Corporate Online or Sunwest Small Business Online, depending on your business type.

Features

  • $100 minimum to open
  • Minimum balance required to avoid charges
  • Monthly service charge – $15
  • Check Paid Charge – $0.30 each
  • Deposit Charge – $1.50 each
  • Check Deposited Charge – $0.15 each

Benefits

  • Convenience of check writing
  • Available to all business ownership types
  • Online banking
  • Bill Pay & E-Statements
  • Debit card

Business Deposit Products

At Sunwest Bank, business banking is our specialty. We work hard for business owners like you, providing products with the features you need to help you achieve your financial goals. From business checking and savings accounts to comprehensive cash management solutions, our complete business product offering is designed to meet your needs and to make your business banking experience hassle-free.

Product InformationBusiness CheckingAnalyzed CheckingPremium eAdvantage Business Checking (Bundled Checking)
Monthly Service Charge4$15$20$85
Activity Fees$0.30 per check paid, $1.50 per deposit, $0.15 per deposited itemContact Us For Analysis Fee Details$0.30 per paid check, $0.10 per ACH (electronic) debit or credit item
How To Avoid Monthly
Service Charge
See below 1Analysis fees apply; an earnings credit on net available balance is applied to offset the monthly analysis chargesMonthly service charge reduced to $75 and first 250 checks paid for maintaining a $75,000 minimum daily balance or more
Minimum Balance to Open$100$100$100
Features and Account Benefits 3Online Banking, Bill Pay, eStatements, Debit CardOnline Banking, Bill Pay, eStatements, Debit Card, (business accounts may be grouped together to increase eligible balances used in earnings credit calculations)Online Banking, eStatements, Debit Card, Discounted Bill Pay, Remote Deposit Capture, Online Wire Transfers, and ACH Origination Services

1. Monthly service charge and first 100 checks paid, 20 deposits, and 200 items deposited charges are waived when maintaining a $5,000 minimum daily balance. Avoid the monthly service charge and the activity charges by maintaining an Average Daily Balance 2 of $10,000 or more.

2. Average Daily Balance: The Average Daily Balance is calculated by adding the principal in the account for each day of the month and dividing that figure by the number of days in the month.

3. Fees and additional bank approval may apply to products and services.

4. Additional service charge for paper statements – $5.00 per month