Your New Favorite Checking Account with Interest
Earn interest on your checking with a Sunwest Bank Checking Plus Interest Account!
When managing your finances, choosing the correct checking account is paramount. At Sunwest Bank, we understand the importance of maximizing your money’s potential. That’s why we proudly introduce our Checking Plus Interest Account, a unique blend of traditional checking with the added benefit of earning interest.
Why Choose Sunwest Bank’s Interest Plus Checking?
Interest on Your Balance
With many financial institutions, the concept of a checking account that allows you to earn interest might seem foreign. But at Sunwest Bank, we believe in rewarding our customers. Our interest plus checking offers a competitive annual percentage yield (APY), ensuring your checking account balance grows over time. Unlike some accounts where interest is tiered, our interest rate is straightforward, providing clarity and simplicity.
Flexible Access to Your Money
Whether through a check, cash withdrawal, or an ATM, accessing your money has always been challenging. And with our debit card feature, you can purchase anywhere, anytime. Are you worried about ATM fees? With Sunwest Bank, you can be assured of minimal charges, making your banking experience seamless.
Minimum Balance Benefits
Starting with just a $100 minimum to open, our account is designed to be accessible to all. While there’s a monthly service charge, maintaining a $1,500 minimum daily balance or $2,500 average daily balance waives this fee. You can avoid monthly maintenance and service fees by maintaining the specified balance.
More Than Just a Checking Account
While the primary feature is the ability to earn interest, our Checking Plus Interest Account offers more. If you prefer online banking, we’ve got you covered. From e-statements to online bill pay, managing your finances digitally is a breeze. For those on the move, our mobile banking feature ensures you’re always in control, no matter where you are.
Savings and Beyond
While our interest-bearing checking is a star feature, Sunwest Bank offers a range of deposit accounts. From savings to money market accounts, we cater to various financial needs. Sunwest Bank is your go-to destination if you’re considering a bank or credit union for a savings account or exploring high-interest options.
Overdraft Protection and More
Mistakes happen. That’s why we offer overdraft protection to our customers. Instead of incurring a hefty overdraft fee, our protection ensures you’re covered. A minimal check charge is applied for those who might exceed the first 20 checks, ensuring transparency in all our charges.
Join Sunwest Bank Today
Choosing between financial institutions can take time and effort. But with Sunwest Bank’s commitment to offering top-notch interest rates, coupled with a plethora of features like direct deposit, interest-bearing checking accounts, and minimal balance requirements, the choice becomes clear.
Whether you’re looking for a primary checking account, a secondary savings account, or simply exploring options to maximize your money’s potential, Sunwest Bank is here to assist. Dive into a world where your money works for you, and experience the Sunwest difference today.
Understanding the Value of Interest Plus Checking
The Power of Annual Percentage Yield (APY)
At Sunwest Bank, we emphasize the importance of understanding annual percentage yield (APY). It’s not just about having a checking account but an interest-bearing account that genuinely works for you. The APY reflects how much your money can grow over a year, considering the effect of compound interest. With our competitive rates, you’ll find that your interest-bearing checking account can rival, and often surpass, many traditional savings accounts in terms of growth.
The Sunwest Advantage
When deciding between a bank or credit union, it’s essential to consider the benefits each offers. While credit unions are known for their community-centric approach, banks, especially establishments like Sunwest Bank, bring a blend of personalized service with the expansive resources often associated with larger financial institutions. This means you get the best of both worlds: a community feel with the capabilities of a larger bank.
Direct Deposit: Streamlining Your Finances
One of the standout features we offer is direct deposit. Whether it’s your paycheck, government benefits, or other regular payments, having them directly deposited into your checking account ensures timely access to your funds. It also reduces the need for physical checks, making financial management more efficient and environmentally friendly.
Money Market Accounts and Their Benefits
While our interest plus checking accounts are a highlight, we also offer a money market account. These accounts often come with higher interest rates than traditional savings accounts. They provide a safe space for your funds while allowing for a limited number of transactions, making them an excellent option for those looking to earn more from their deposits.
Mobile Banking: Your Finances, On-The-Go
In today’s digital age, having access to mobile banking is not just a luxury; it’s a necessity. Sunwest Bank’s robust mobile platform allows you to check balances, transfer funds, and deposit checks using your smartphone. It’s banking redefined, ensuring you’re always connected to your finances, no matter where life takes you.
Avoiding Fees and Making the Most of Your Account
People prefer avoiding monthly fees. That’s why we’ve structured our checking accounts as transparent and fee-friendly as possible. You can avoid many monthly maintenance and service fees by maintaining the required minimum deposit balance. And if you’re ever concerned about overdraft fees, our overdraft protection is there to have your back. Furthermore, our minimal ATM fee structure ensures that even if you’re withdrawing cash, you’re not losing out significantly.
The Importance of a Debit Card in Today’s World
A debit card is more than just a piece of plastic. It’s your key to accessing your funds, purchasing, and tracking your spending. With Sunwest Bank’s secure and widely accepted debit card, you’re always in control.
Sunwest Bank is more than just a place to store your money. It’s a financial partner dedicated to ensuring your funds grow, are accessible, and are managed with the utmost care. From our standout interest checking accounts to our range of deposit options, we’re here to serve your every financial need. Join us and experience the difference of banking with a partner that genuinely values your economic well-being.