SBA Express Loans

SBA Express Loans and Export Express

The SBA Express program provides accelerated turnaround time for SBA review. You can get a decision within 36 hours; however the maximum loan amount cannot exceed $350,000. Funding can be in the form of working capital term loans, lines of credit, or commercial real estate term loans. Receiving actual funds can take as long as 90 days. Express loans also generally require less paperwork than other SBA loans, and loan criteria are selected by the lender, not the SBA.

SBA CAPLines & Export Working Capital (Revolving Working Capital Programs)

  • Maximum loan amount – $350,000
  • Maximum SBA guarantee – 50%
  • Loan term depends on collateral type
  • Eligibility Decision – made by Sunwest Bank

SBA Export Express

The Export Express program provides exporters and lenders a streamlined method to obtain SBA-backed financing for loans and lines of credit up to $500,000. Lenders use their own credit decision process and loan documentation. The SBA will respond to your application within 24 hours.

Subject to Sunwest Bank’s Standard Approval and Underwriting Guidelines

SBA Paycheck Protection Program

The Paycheck Protection Program provides small businesses with funds. Up to 8 weeks of payroll costs including benefits.