Individual Retirement Account (CD) - Sunwest Bank
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Individual Retirement Account (CD)

Home > Banking  > Personal > Individual Retirement Account (CD)

Individual Retirement Account

It’s never too early to start saving for retirement. Sunwest Bank offers traditional IRAs, Roth IRAs, and Educational IRAs. All Sunwest IRAs are offered as certificates of deposit.

Features:

  • $500 minimum balance
  • Terms of 1, 2, or 3 years
  • Contributions allowed by any individual over 70 and a half with earned income

Benefits:

  • No Trustee, no annual and no transfer fees
  • May be tax-deferred, check with your tax preparer.
  • Earn a competitive rate
Sunwest Bank
Built For Entrepreneurs By Entrepreneurs
Sunwest Bank is an entrepreneurial business bank built for entrepreneurs by entrepreneurs. Sunwest Bank was founded in 1969 in Tustin, CA. Sunwest Bank recently moved its headquarters to Sandy, UT, Salt Lake City metropolitan area.
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Banking, Deposits and Savings, Commercial and Small Business Lending and online or mobile Banking services are provided by Sunwest Bank, Member FDIC, Equal Housing Lender, NMLS No. 586120. Department of Financial Protection and Innovation License No. 1017. All Rights Reserved – 2021.

Checking and Deposits: Checking accounts may have monthly fees or minimums, or per item charges. Review your account details. Deposits (including Certificates of Deposit) are insured by the FDIC up to a maximum of $250,000 (including principal and interest) for all deposits held in the same insurable ownership capacity (e.g., single account, joint account, IRA) at the same bank. Sunwest Bank customers are responsible for monitoring the total amount of deposits held. All deposits at a single bank held in the same insurable ownership capacity are aggregated for purposes of the applicable FDIC insurance limits. Take advantage of the FDIC's Electronic Deposit Insurance Estimator (EDIE) to calculate the FDIC insurance available for your personal and/or business deposits at: https://edie.fdic.gov/

Lending: All real estate secured loans are subject to credit and collateral approval. Additional terms and conditions apply. Small Business loans are subject to credit and collateral (if required) approval and program eligibility requirements of Sunwest Bank and the Small Business Administration, as applicable. Business and Personal loans are subject to credit and collateral (if required) approval. Some business loans may require a personal guaranty. Carefully read all loan product information, agreements and disclosures before completing the lending process.

All Programs, rates, terms and conditions are subject to change without notice. Complete details, including restrictions, limitations and exclusions for any product or service of Sunwest Bank will be available when you become a customer.

Sunwest Bank Mobile is compatible with iOS devices (iPhone, iPod Touch, iPad) and Android-powered devices. While the Sunwest Bank Mobile app is free to download, message and data rates may apply. Check with your mobile services provider for any charges that may apply for data usage on your mobile device. Please refer to the Mobile Banking and Online Services Agreement for further details regarding Sunwest Bank mobile banking services.


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ALL INVESTMENT AND INSURANCE PRODUCTS:
NOT FDIC INSURED - NO BANK GUARANTEE - MAY LOSE VALUE – ARE NOT A CONDITION TO ANY BANKING SERVICE OR ACTIVITY – ARE NOT DEPOSITS