Personal Checking Account

Traditional Account Terms and Conditions

1. Monthly service charge waived when maintaining a $1,000 minimum daily balance. Avoid the monthly service charge and the activity charge (per paid check when exceeding 20 per statement cycle) by maintaining an Average Daily Balance of $2,000 or more.
2. Average Daily Balance: The Average Daily Balance is calculated by adding the principal in the account for each day of the month and dividing that figure by the number of days in the month.
3. Additional service charge for paper statements – $3.00 per month
   Download the service schedule of charges
   Download the product schedule of charges

More on the Low-Cost Checking Accounts

For customers who don’t need to write checks that often, our Low-Cost Checking has no minimum balance and a low service charge. It’s an ideal first account for students and teens. With minimal monthly maintenance fees, our checking account lets you keep more of your hard-earned money where it belongs: in your pocket.

More on the Interest Plus Checking Accounts

At Sunwest Bank, we understand the importance of maximizing your money’s potential. That’s why we proudly introduce our Checking Plus Interest Account, a unique blend of traditional checking with the added benefit of earning interest. Our interest plus checking offers a competitive annual percentage yield (APY), ensuring your checking account balance grows over time. Unlike some accounts where interest is tiered, our interest rate is straightforward, providing clarity and simplicity.