Online Safety for Kids: Guide to Keeping Your Children Safe in the Digital World Children’s online safety has been a paramount concern ever since easy access to the internet become so prevalent. The internet is a valuable tool for education and social interactions but also harbors risks that can threaten your child’s well-being. From cyberbullying to online predators, the dangers are real and ever-present. If even the...
In today's digital economy, many people prefer to receive employment compensation through direct deposit. They also find it more convenient to pay bills and send money electronically rather than using checks. This form of electronic fund transfer is called an automated clearing house (ACH) transaction. Another form of electronic fund transfer is the wire transfer. Although the end result is the same, there are differences...
Cybercriminals are targeting the financial accounts of owners and employees of small and medium sized businesses, resulting in significant business disruption and substantial monetary losses due to fraudulent transfers from these accounts....
Protecting taxpayers and their tax refunds from identity theft is a top priority for the IRS. This year the IRS expanded its efforts to better protect taxpayers and help victims dealing with this difficult issue....
Sunwest Bank’s Complete Guide on Malware and Malware Defense In today's digitally interconnected world, the benefits of online connectivity are immense. However, these advantages also come with heightened risks, mainly from various forms of malicious software known as malware, which, in some cases, can put your personal banking information at risk. At Sunwest Bank, our top priority is safeguarding our customers' financial security and sensitive information against...
At Sunwest Bank, safeguarding against cyber threats is a cornerstone of our operations because we know that even the most fortified systems and knowledgeable individuals have vulnerabilities. Among these, the human factor is often the most susceptible to exploitation. Impersonation, a significant aspect of social engineering, involves malicious actors who manipulate human trust to gain unauthorized access to sensitive information, commit fraud, or steal identities....
Identity theft – or perhaps more accurately, identity fraud – occurs when someone uses your personal information, your Social Security Number (SSN) or birth date, for example, to pose as you and then apply for credit cards and loans, open bank accounts to write bad checks, redirect mail, establish cell phone service, rent vehicles, equipment or accommodations, and to get new government documents such as driver’s...
ACH fraud is the theft of funds through the Automated Clearing House financial transaction network. The ACH network acts as the central clearing facility for all Electronic Fund Transfer (EFT) transactions in the United States, representing a crucial link in the national banking system. Payments linger in the ACH network awaiting clearance for their final banking destination....
Almost daily, theft of identities and personal information is reported in the news. When your customers offer their bankcard at the point of sale, over the Internet, on the phone or through the mail, they need assurance that their account information is safe....
Your computer: It's something you simply can’t live without. If you're like most people, you store years of memories in its picture files. It gives you instant access to a wide range of knowledge, both from your saved files and online. You've got those research papers and work projects on there too....