Healthcare Loans & Financing Services
Financing Tailored For Healthcare Organizations
At Sunwest Bank, we understand that every healthcare provider has different capital requirements—whether it’s stabilizing cash flow, investing in new facilities, or preparing for growth. Our healthcare lending team delivers custom financing strategies designed to align with your goals and reimbursement realities.
Loan & Lending Solutions for Your Needs
If you are seeking a recapitalization, a corporation looking to acquire another platform, or just need to cover additional expenses, Sunwest Bank has several options available to healthcare brands to help you meet your goals.
Cash Flow Term Loans
Purpose: Facilitate an acquisition or merger or refinance existing debt.
Use Cases: Refinance existing debt, purchase a platform, merge with a competitor.
Features:
- Synthetically fixed and variable rate options
- Flexible amortization
- Healthcare-specific underwriting approach
Ideal for providers and facilities managing growth via a recap, expansion or acquisition.
Healthcare Real Estate Loans
Purpose: Purchase, renovate, or refinance owner-occupied medical real estate.
Use Cases: Surgery centers, skilled nursing facilities, rehab clinics, outpatient facilities
Features:
- Competitive LTVs to maximize proceeds
- Remodeling projects
- Variable terms
Designed for healthcare organizations building for long-term growth.
Working Capital Solutions
Purpose: Address short-term liquidity gaps or invest in operations.
Use Cases: Inventory, staffing, slow paying receivables:
- Revolving lines of credit (Learn more)
- Borrowing base driven
- Simplified renewals with covenant flexibility
Keep your operations running efficiently with responsive funding options.
SBA & USDA Lending
Purpose: Provide government-backed financing for expansion, equipment, or real estate financing.
Use Cases: Facility acquisition, rural practice development, business growth initiatives
Features:
- Access to SBA 7(a), 504, and USDA loan programs (Learn more)
- Favorable terms with lower down payments
- Longer repayment periods
Ideal for healthcare providers seeking flexible, long-term funding with government support.
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Want To See More Business Loan Options?
See all of the commercial loan options available to those in the medical and healthcare space and beyond.
The Sunwest Bank Advantage
- Fast, consultative decision-making
- Dedicated and experienced healthcare lending specialists
- Industry-specific underwriting
- Relationship-based servicing
- Tailored cash flow solutions for revenue cycle management and accounts payable