Personal Banking

Commercial Real Estate Loans

Sunwest Bank has the resources and knowledge to create a Commercial Real Estate Loan to best serve you. Whether your needs are building, updating or buying, we can provide what you need.

Construction Loans

Sunwest Bank provides construction financing for owner-occupied custom homes, multifamily and commercial/industrial developments. Loan terms are structured to provide sufficient time to complete the project and allow for marketing. Our hands-on approach provides quick response times, both during the approval process as well as with funding draw requests during construction.

Bridge Loans

Sunwest Bank provides acquisition and rehabilitation financing for existing properties that need to be rehabbed to either attract new tenants or bring rents up to market levels. Upon completion of the rehabilitation process and re-tenanting, the bridge loan can be rolled into a permanent loan provided by Sunwest Bank.

Permanent Loans

Sunwest Bank provides permanent loan financing with terms up to ten years on income producing properties. Flexible interest rate terms can be fixed, adjustable or a combination of both.

General Terms

  • > Loan amounts up to $8,000,000
  • > Up to 75% loan-to-value depending upon loan program and collateral type
  • > Prompt underwriting with local decision-making
  • > In-house fund control for construction projects


For more information, please contact:



John Houten  
Executive Vice President  
Head of Real Estate Lending   
Irvine Office - 714.881.3020


Bart Welch    
Vice President - Relationship Manager  
Irvine Office - 714.881.3015   


Chris Gaudreau      
Vice President - Relationship Manager  
Irvine Office - 714.730.4465  


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