Business Checking – Idaho

Business Checking

At Sunwest Bank, business banking is our specialty. We work hard for business owners like you, providing products with the features you need to help you achieve your financial goals. From business checking and savings accounts to comprehensive cash management solutions, our complete business product offering is designed to meet your needs and to make your business banking experience hassle-free.

Features

  • $100 minimum to open
  • Minimum balance required to avoid charges
  • Monthly service charge – $15
  • Check Paid Charge – $0.30 each
  • Deposit Charge – $1.50 each
  • Check Deposited Charge – $0.15 each

Benefits

  • Convenience of check writing
  • Available to all business ownership types
  • Savings account can be linked as overdraft protection
  • Online banking
  • Bill Pay & E-Statements
  • Debit card

Business Deposit Products

Product Information Select Business Checking Select Business Interest Checking Analyzed Checking
Monthly Service Charge4 $10 $12 $18
Activity Fees $0.30 per check paid, $1.50 per deposit, $0.15 per deposited item $0.30 per check paid, $1.50 per deposit, $0.15 per deposited item Contact Us For Analysis Fee Details
How To Avoid Monthly
Service Charge
See below 1 Monthly service charge waived and first 75 checks paid, 15 deposits, and 100 items deposited free for maintaining a $3,500 Average Daily Balance 2 or more Analysis fees apply; an earnings credit on net available balance is applied to offset the monthly analysis charges
Minimum Balance to Open $100 $100 $100
Features and Account Benefits 3 Online Banking, Bill Pay, eStatements, Debit Card Pays Interest, Online Banking, Bill Pay, eStatements, Debit Card Online Banking, Bill Pay, eStatements, Debit Card, (business accounts may be grouped together to increase eligible balances used in earnings credit calculations)

1. Monthly service charge and first 100 checks paid, 15 deposits, and 200 items deposited charges are waived when maintaining a $2,500 minimum daily balance. Avoid the monthly service charge and the activity charges by maintaining an Average Daily Balance 2 of $5,000 or more.

2. Average Daily Balance: The Average Daily Balance is calculated by adding the principal in the account for each day of the month and dividing that figure by the number of days in the month.

3. Fees and additional bank approval may apply to products and services.

4. Additional service charge for paper statements – $5.00 per month