Colorado Community Reinvestment Programs
Connect with a Community Banker in Colorado
CRA Lending for Colorado Businesses
Sunwest Bank’s CRA lending programs help local entrepreneurs and business owners secure financing for projects that create jobs, strengthen neighborhoods, and foster sustainable growth.
Whether you’re expanding a construction firm in Aurora, launching a startup in Denver, or investing in new facilities along the Front Range, our lending solutions are designed to meet your goals with flexibility and expertise.
Accelerated Small Business Financing
Our Accelerated Small Business Financing program provides term loans and credit lines up to $250,000, giving Colorado’s entrepreneurs fast access to the capital needed to fund expansion, purchase equipment, or manage growth.
Program Benefits
- Streamlined application and approval process
- Minimal fees and straightforward terms
- Designed for small business owners ready to take the next step
Business Lines of Credit
When your business needs long-term funding for major investments, Sunwest Bank’s Business Term Loans provide flexible, structured financing. Whether you’re acquiring real estate, upgrading equipment, or launching a large-scale project, we offer customized solutions to fit your goals.
Program Highlights:
- Terms from 1–7 years, with amortization up to 25 years
- Fixed or variable rate options
- Local underwriting for faster decisions
SBA Lending
As a Preferred SBA Lender, Sunwest Bank partners with the U.S. Small Business Administration to help Colorado’s entrepreneurs access government-backed financing with favorable terms. SBA loans are ideal for new and expanding businesses seeking affordable, long-term capital.
SBA Options:
- SBA 7(a): Working capital and general business purposes
- SBA 7(a) CRE: Commercial property acquisition or construction
- SBA 504: Long-term financing for fixed assets and major projects
Visionary Card
The Sunwest Visionary Card gives business owners a modern way to manage expenses, with real-time transaction visibility, advanced fraud protection, and monthly cashback rewards, all with no annual fees.
Investing in Colorado Communities
Beyond lending, Sunwest Bank is committed to investing in initiatives that promote affordable housing, small business development, and community well-being throughout Colorado.
Through #SunwestServes, our employees participate in volunteer programs that support nonprofits focused on financial education, youth services, and workforce development.
We also partner with Community Development Financial Institutions (CDFIs) that provide financing and resources to underserved businesses and individuals across the Front Range, ensuring that every community benefits from economic opportunity.
Impact Across the Denver Metro & Front Range
Our Colorado CRA efforts extend across the Denver Metro area and the Front Range corridor, where small businesses fuel innovation and community vitality.
Examples of Local Impact:
- Denver: Financing for professional services and small manufacturers contributing to local job creation.
- Aurora & Lakewood: Loans for healthcare providers, construction firms, and small retailers supporting neighborhood growth.
- Boulder & Fort Collins: SBA and term loan financing for tech startups, sustainability-focused companies, and small manufacturers.
- Colorado Springs: Lending support for small business expansion and community-based development projects.
Each CRA loan and investment represents Sunwest Bank’s commitment to fostering opportunity and inclusion across Colorado’s rapidly growing markets.
Business Banking & Financial Education
Sunwest Bank offers more than financing. Our business banking services provide the foundation for efficient operations and long-term financial health, with tools that include treasury management, checking and savings accounts, and digital banking services.
We also believe in the power of education. Through articles, resources, and personalized guidance, Sunwest helps Colorado entrepreneurs understand lending, manage finances, and plan for sustainable success.
Serving Colorado Businesses
Sunwest Bank operates a corporate office in Denver, where our team of relationship managers and lending specialists serve businesses throughout the Denver Metro area and the Front Range.
While we do not yet have client-facing branches in Colorado, our bankers are available to meet by appointment or remotely to discuss lending options and community investment opportunities.
Our Commitment to Colorado
Sunwest Bank is dedicated to expanding access to responsible credit and community investment in Colorado. By combining CRA lending, CDFI partnerships, and employee-led service, we’re helping to build a stronger, more inclusive economy across the Front Range.
Contact Sunwest Bank Today
Frequently Asked Questions About CRA Loans
What is a CRA loan?
Does Sunwest Bank have branches in Colorado?
What types of loans are available to Colorado businesses?
Does Sunwest Bank work with CDFIs in Colorado?
How can Colorado businesses apply for a CRA loan?
All Locations Sunwest Bank Serves
Sunwest Bank’s CRA programs extend across several western and southeastern states. Our lending and service initiatives reach communities where small businesses are driving local economies forward.